The Banque Nationale Agricole (BNA) held its Ordinary General Assembly on Wednesday, attended by board members, executives, shareholders, and invited guests.
In his address, Board Chairman Lotfi Hbaieb affirmed that “despite national and international economic challenges, BNA has maintained its status as one of Tunisia’s benchmark banks, demonstrating resilience through strong performance indicators.”
He emphasized the bank’s commitment to “enhancing internal controls, implementing a robust development strategy, and securing financing for economic operators while safeguarding the interests of depositors, creditors, shareholders, and staff.”
Solid results and unwavering commitment to the economy
BNA closed the year 2024 with a net profit of 214 million dinars, up 12.4% year-on-year.
It also posted Tier 1 solvency and liquidity ratios exceeding regulatory requirements.
ROA & ROE stabilized at 1% and 11.6% in 2024, from 1% and 11.3% in 2023, respectively.
Customer deposits went up. They rose to 12.675 billion dinars in 2024, from 11.887 billion dinars in 2023, an increase of 6.6%.
BNA reinforced its role as a key partner for public enterprises, including the Grain Board.
The year 2024 has been marked by the commercial dynamism of all the Group’s businesses, particularly its insurance subsidiary.
In fact, the strategic merger with Ami Assurance, created three years ago and recently renamed “BNA Assurance”, has enabled the Group to improve its individual and consolidated results, win new customers and develop multiple facilities, thanks to the great synergy with the BNA network.
In 2024, BNA confirmed its MSI20000 certification for the fifth consecutive cycle, consolidating its position as one of the leading banks in the market.
BNA, a pillar of agricultural finance
The Bank introduced new mechanisms and more flexible and innovative financing lines to better meet farmers’ expectations and maintain its leading role in supporting the agricultural sector.
In this context, as part of its support for the 2024-2025 Agricultural Campaign, the Bank reinforced its commitment to proximity with farmers to facilitate their access to various forms of financing in certain governorates.
The public institution also continued to support sustainable development by assuming economic and social responsibility through the financing of a number of educational, environmental and social initiatives.
These results were achieved thanks to the combined efforts of the Bank’s administrative and management bodies and its staff.
During the meeting, one shareholder called on other public banks to join BNA in supporting the Grain Board and strengthening its activities.
Another insisted on the importance of relaunching the real estate projects associated with BNA and redoubling efforts to consolidate the bank’s position.