Outstanding loans to the economy increased gradually in February 2025, rising by 3.2% (year-on-year) after slowing down to 2.1% in January 2025.
This increase is almost widespread at the sectoral level, the Central Bank of Tunisia (BCT) announced Monday in its periodic note on economic and monetary developments.
Loans to professionals increased by 3.1% in February 2025, after 2.2% in the previous month. This development affected both operating and investment loans.
Short-term loans rose by 2.7%, after 2.3% in the previous month, driven by the increase in short-term loans to the services sector (2.7% compared with 2.1% in January 2025) and, to a lesser extent, to industry (2.3% compared with 1.9%).
On the other hand, the accelerated growth of short-term loans to the agricultural sector eased relatively in February 2025, to 6.5% from 8.4% in the previous month.
On the other hand, medium and long-term loans to enterprises strengthened in February 2025, rising by 3.7% after 1.9% in the previous month.
This development can be explained by the acceleration of loans to the services sector (5.5% compared with 2.8% in January 2025) and to the agricultural sector (6.8% compared with 5.8%).
On the other hand, loans to industry contracted by -1.2% in February 2025, after -0.8% in the previous month.
As regards loans to individuals, their growth rate accelerated to 3.7% in February 2025 compared with 1.7% in the previous month, supported by the increase in loans for house purchase (5.2% compared with 0.5% in January 2025).
In contrast, the growth rate of outstanding consumer credit slowed down to 2.5% in February 2025, compared with 3.7% in the previous month.
