BH Bank has just published its activity indicators relating to 2021 at the end of which the bank shows a growth of 12.2% of its Net Banking Income (NBI) to 568.7 million dinars, an increase of 62 million dinars.
In 2021, the bank’s activity was marked by a change in the interest margin of 33.2 million dinars, resulting from the decrease in interest income by 87.7 million dinars (-9.8%), to reach 810.8 million dinars, combined with the drop of interest expenses by 120.9 million dinars (-19.9%) to 487.2 million.
As for the commissions received by the bank, they posted a rise of 12 million dinars to 113.8 million at the end of December 2021, against 101.8 million a year earlier.
General operating expenses rose by 5 million dinars to 57.8 million, while personnel costs increased by 25.4 million dinars to 150.1 million at the end of December 2021.
Outstanding deposits reached 7,786 million dinars at the end of last December, compared to 7,234 million on December 31, 2020.
Sight deposits grew 120 million dinars to 2.696 million while the savings deposits have increased by 359 million (+14.5%) to 2.839 million, from 2.480 million at the end of December 2020.
The outstanding receivables from customers, meanwhile, reached 9,794 million dinars at the end of last December, against 9,832 million at the end of December 2020.
The investment securities portfolio grew by 96 million dinars last year (+6.1%) to 1,680 million dinars, from 1,584 million at the end of December 2020.
Finally, equity before income for the period showed a growth of 45.1 million dinars, or +4.6%, to 1,026 million dinars at the end of December 2021, compared with 981.6 million at the end of December 2020.
