The “Banque Internationale Arabe de Tunisie” (BIAT) closed the first quarter of the year 2020 with a net banking income (NBI) of 242 million dinars (MD), according to the indicators published on the site of the Tunis Stock Exchange.
This NBI is broken down between an interest margin of 127.2 MD, a margin on commissions of 52.2 MD, other incomes of 62.6 MD, operating expenses of 103.6 MD, outstanding deposits of 12,306 MD and outstanding net loans of 10, 542 MD.
The banking operating revenues amounted to 370.745 thousand dinars (MD) in the first quarter of 2020.
These banking operating products are composed of interests and similar incomes, commissions in products, incomes of the commercial securities portfolio and financial operations and incomes of the investment portfolio and exchange gains.
BIAT specified that these banking operating revenues are presented net of reserved agios, in accordance with the provisions of the sectoral accounting standards of banking institutions and the circular No. 91-24 of 17-12-1991 of the Central Bank of Tunisia.
As for the banking operating expenses, they totaled 128.764 MD for the first quarter. These banking operating charges are made up of incurred interests and similar charges, incurred commissions, and other charges.