Starting July 1, 2025, funds held in inactive bank accounts will be transferred to the State Treasury, in accordance with a provision included in the 2025 Finance Law.
In this context, banking law expert Mohamed Nekhili explained on Express FM that Article 39 of the 2025 Finance Law stipulates that banks must transfer to the State Treasury all bank accounts that have been inactive for over 15 years, without exception.
He clarified that any client whose account has had no financial activity for 15 years or more will see their funds transferred to the public treasury as of July 1, after all affected clients were notified before April 30, and their names published in the Official Gazette of the Republic of Tunisia (JORT).
Clients were given the opportunity to visit their bank until June 30 to carry out at least one transaction to keep the account active.
“The account holder can simply deposit 10 dinars to preserve their funds,” he said.
He added that if the client does not regularize their situation, the banks will proceed to transfer the account balance to the State Treasury.
