The Tunisian Solidarity Bank (BTS-Bank) recorded a net banking income of about 60 MD in 2022 (+ 6%, compared to 2021) and exceeded the financing ceiling of 15000 credits, for the first time since the creation of the bank.
Indeed, the bank has made progress in the implementation of the strategic plan and the program contract (2021-2025), which has resulted in positive financial results, the BTS said in a statement issued after holding its General Assembly.
BTS Bank also recorded a positive net result for the ninth consecutive year of 9.1 MD against 7 MD in 2021, with an evolution of the equity to approximately 110 MD in 2022 against 100 MD in 2021.
The activity of BTS Bank posted a remarkable development in 2022, with a rate of about 17.7% of the volume of investments, 12.5% of the volume of loans and 2% of the number of loans granted, compared to 2021, it was noted. There is no doubt that these figures become more important when placed in the general economic context of the country, the same source added.
During the same year, the Bank also created commercial agencies by transforming all regional cells into commercial agencies, in addition to the creation of 3 new agencies in the governorates of Tunis, Ariana and Sfax.
Training in various areas related to IT, accounting, auditing and risk management was also provided to some 210 employees, or 83% of the workforce, the bank said.
It added that, as part of its five-year plan, the bank will continue to develop its commercial offer to attract new customer segments, through the digitalization of its activities, the development of human capital, the diversification of funding sources and the improvement of risk management and the quality of the loan portfolio.