Amen Bank has published its business indicators up to March 31, 2025, showing a balanced growth momentum despite a slight pressure on long-term resources.
Customer loans, net of provisions and reserved agios, reached 7,325 million dinars at the end of March 2025, compared to 7,112 million dinars a year earlier.
This represents an increase of 3%, or 212.5 million dinars in absolute terms, reflecting continued efforts to finance the economy.
Customer deposits and assets showed a more significant increase, reaching 8,355 million dinars on 31 March 2025, up 6.4% from the same date in 2024, an increase of 503.4 million dinars.
This development reflects the renewed confidence of customers in the soundness of the Bank.
In terms of operating performance, banking operating income increased by 4.5% or 13.3 million dinars, while banking operating expenses increased by only 2.6% (or 4.1 million dinars).
This tight control on expenses enabled Net Banking Income (NBI) to reach 150.1 million dinars, compared to 140.9 million dinars in the previous year, an increase of 6.5%.
As regards the cost/income ratio, it stood at 38% at 31 March 2005, slightly above the 37.76% recorded in the same period of the previous year. Although marginal, this increase indicates some pressure on operating efficiency.
