At the end of the past year, the Central Bank of Tunisia (BCT) posted a net profit of 1.153 million dinars, compared to 1.363 million dinars in 2024, a decrease of 15.4%.
This decline results from revenues falling at a faster pace than expenses. Specifically, the bank’s total expenses increased by 14.7%, rising from 920 million dinars to 1.078 million dinars.
Operating income, meanwhile, fell by 17.8% to 2.073 million dinars, down from 2.442 million dinars in 2024.
This income consists mainly of proceeds from money market intervention operations (1.161 million dinars) and interest on fixed-term foreign currency placements (427 million dinars).
Profit Distribution
The bank’s Executive Board, at its meeting held on March 30, 2026, approved the distribution of the 2025 fiscal year results as follows:
Net profit for the year 1,153 million dinars
Special reserve 181 million dinars
Construction reserves 60 million dinars
Social fund reserve 5 million dinars
State’s share 908 million dinars
The 181 million dinars allocated to the special reserve to strengthen the bank’s capital are broken down as follows:
66 million dinars as part of the reserve constituted for the unpaid portion of the bank’s participations,
115 million dinars as part of the reinforcement of the resilience reserve.
