The company BNA Assurances closed the 2025 fiscal year with overall positive commercial and financial performance, confirming the progressive recovery of its fundamentals in an environment still marked by market caution.
As of December 31, 2025, the company’s total revenue stood at 190.3 million dinars (MDT), compared to 173.8 MD a year earlier, representing an increase of 9.5%. This development is largely supported by the strong momentum of the Life business, while the Non-Life segment shows appreciable stability.
The Life segment stands out as the main growth driver in 2025. Life premiums issued reached 43.7 MD, compared to 27.2 MD at the end of 2024, recording a spectacular increase of 60.6%, representing an absolute gain of 16.5 MD.
This performance reflects the commercial success of savings and provident products, in a context of increased demand from policyholders for protection and investment solutions.
The Non-Life activity, for its part, achieved revenue of 146.6 MD, a slight increase of 0.3 MDT compared to the previous fiscal year. This near-stability reflects the resilience of the portfolio, despite a competitive environment and persistent pricing pressure in certain lines of business.
As for settled claims, they amounted to 97.4 MD at the end of 2025, compared to 101.7 MD a year earlier, recording a decrease of 4.1%. This favorable trend demonstrates better risk control and a more selective underwriting policy, contributing to the improvement of technical profitability.
Premiums ceded to reinsurers increased to 10.9 MD, compared to 9.7 MD in 2024, an increase of 12.5%, reflecting a strengthening of risk coverage mechanisms.
Furthermore, financial income rose to 41.2 MD, compared to 38.0 MD a year earlier, an increase of 3.2 MD. This performance confirms the growing contribution of the investment portfolio to the company’s overall results, in a context of normalization of financial returns.
Commissions reached 22.2 MD at the end of 2025, compared to 21.4 MD in 2024, reflecting the commercial dynamism and the expansion of the distribution network.
