ATL Leasing closed the third quarter of 2025 on a positive note, confirming the recovery momentum observed since the beginning of the year.
According to indicators published by the company, most business aggregates show a clear improvement compared to the same period in 2024, demonstrating solid commercial performance and rigorous risk management.
As of September 30, 2025, the total approvals stood at 390.8 million dinars, compared to 328 million a year earlier, an increase of 19.1%. This growth concerned all sectors, notably agriculture (+24.7%), industry (+30.7%), and services and commerce (+17.1%).
Disbursements, for their part, increased by 4% over the first nine months of 2025, reaching 301.3 million dinars compared to 289.8 million at the end of September 2024.
This trend confirms ATL’s ability to convert its approvals into effective financing, while maintaining a controlled level of risk.
The total commitments rose to 719.9 million dinars, an increase of 8% year-on-year. At the same time, classified receivables decreased by 6.9%, falling from 60.5 to 56.3 million dinars, which allowed the ratio of classified receivables to decline to 7.8%, compared to 9.1% a year earlier.
This improvement of 126 basis points reflects a strengthening of the portfolio quality and prudent management of credit risk.
Financially, gross leasing revenues increased by 9.3%, reaching 304.9 million dinars in the first nine months of 2025. Net leasing income, a key indicator of business profitability, stood at 44.9 million dinars, up 12.1% compared to the same period in 2024.
