Arab Tunisian Bank (ATB) presented mixed activity indicators, at the end of the fourth quarter of 2025, reflecting the evolution of its main financial aggregates.
Net loans outstanding, after provisions and deferred charges, stood at 5,296 million dinars as of the end of December 2025, compared to 5,405 million dinars a year earlier.
Meanwhile, customer deposits reached 6,927 million dinars, a slight decrease from the 7,071 million dinars recorded at the end of December 2024.
In detail, sight deposits stood at 2,144 million dinars at the end of 2025, compared to 2,203 million dinars a year earlier.
On the other hand, savings deposits continued their upward trend, reaching 1,902 million dinars, compared to 1,775 million dinars at the end of 2024, representing an increase of 127.2 million dinars or growth of 7.2%.
On the banking activity front, operating income totaled 789.8 million dinars as of December 31, 2025, compared to 802.6 million dinars at the same date in the previous fiscal year.
Banking operating expenses, meanwhile, reached 430.5 million dinars, an increase of 1.9% compared to the 422.4 million dinars recorded at the end of 2024.
In this context, the net banking income stood at 359.3 million dinars at the end of 2025, compared to 380.2 million dinars a year earlier.
Furthermore, the bank’s operating expenses reached 273.9 million dinars, compared to 242.8 million dinars at the end of December 2024, showing an increase of 31.1 million dinars, or a rise of 12.8%.
