Loans to clients of the “Banque de Tunisie” recorded an increase of 8% year on year to 3.917 billion dinars at the end of the first nine months of 2017. This growth affected all components of loans granted to businesses and individuals.
Thus, customer deposits grew by 8.1% to 3.3 billion dinars, mainly due to the increase in demand deposits and savings deposits by 16.8% and 15.8% respectively between September 2016 and September 2017.
The outstanding amount of special resources have increased by 73.6% to 268.8 million dinars, at the end of September 2017, following the bank’s new drawdowns on new external credit lines granted by international lenders.
Bank operating income rose 15.3 percent to 306.2 million dinars.
This increase concerned interest (+ 11.1%), commissions (+ 6.2%) and income from the commercial and investment portfolio (+ 45.9%).
Bank operating expenses have increased by 18.1% to 114.2 million dinars. This increase in expenses is mainly due to the rise in the volume of deposits and drawings on external resources.
At the end of Q3 2017, net banking income amounted to 192.056 million dinars, compared with 168.832 million dinars a year earlier, up 13.7%.
Operating expenses grew 18.5% to 61 million dinars at 30 September 2017 against 51.5 million at the end of September 2016.