The Central Bank of Tunisia (BCT) has just published its periodic bulletin on payments in Tunisia. The electronic payment indicators show a clear improvement in the first half of the current year.
At the end of June, compared with 31 December 2022, the number of electronic payment acceptance points comprised 3,140 ATMs (+3.3%), 34,600 Eftpos terminals (+5.3%) and 6.72 million bankcards (+2.1%).
The total number of transactions carried out using bankcards reached 71.7 million at the end of March. Bankcards were used for 34% of payments and 66% of withdrawals.
The total value of these transactions amounted to TND 12.1 billion (+18%), 22% of which was for payments and 78% for withdrawals.
As for the figures relating to telecompensated means of payment, the BCT recorded that 12.5 million cheques (+0.02%) were presented over the first six months of 2023 for a total amount of TND 58.9 billion (+5%).
However, 191,000 cheques were rejected, representing a rejection rate of 1.5%. In terms of value, they represent an amount of TND 1.66 billion.
For transfers, 16.8 million operations were carried out over the first six months of the year (+5.5%) for a value of TND 24.9 billion (+10.6%) with a rejection rate of 0.11% in number and the same in value;
The number of direct debit transactions fell by 29% compared with the first half of 2022 to 2.52 million, representing a value of almost TND 10 billion dinars (+5%).
This means of telecompensated payment has the highest rejection rate in terms of numbers, at 35.9%.