HomeNewsTunisia: over 190,000 cheques bounced in H1 2023, totaling TND 1.6 billion

Tunisia: over 190,000 cheques bounced in H1 2023, totaling TND 1.6 billion

The Central Bank of Tunisia (BCT) has just published its periodic bulletin on payments in Tunisia. The electronic payment indicators show a clear improvement in the first half of the current year.

At the end of June, compared with 31 December 2022, the number of electronic payment acceptance points comprised 3,140 ATMs (+3.3%), 34,600 Eftpos terminals (+5.3%) and 6.72 million bankcards (+2.1%).

The total number of transactions carried out using bankcards reached 71.7 million at the end of March. Bankcards were used for 34% of payments and 66% of withdrawals.

The total value of these transactions amounted to TND 12.1 billion (+18%), 22% of which was for payments and 78% for withdrawals.

As for the figures relating to telecompensated means of payment, the BCT recorded that 12.5 million cheques (+0.02%) were presented over the first six months of 2023 for a total amount of TND 58.9 billion (+5%).

However, 191,000 cheques were rejected, representing a rejection rate of 1.5%. In terms of value, they represent an amount of TND 1.66 billion.

For transfers, 16.8 million operations were carried out over the first six months of the year (+5.5%) for a value of TND 24.9 billion (+10.6%) with a rejection rate of 0.11% in number and the same in value;

The number of direct debit transactions fell by 29% compared with the first half of 2022 to 2.52 million, representing a value of almost TND 10 billion dinars (+5%).

This means of telecompensated payment has the highest rejection rate in terms of numbers, at 35.9%.


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