Banque de Tunisie showed an overall positive trend in its key performance indicators, at the end of the fourth quarter of 2025.
Net customer loans, after provisions, stood at 6,590 million dinars (MD) as of December 31, 2025, compared to 6,067 MD a year earlier, recording an increase of 523.5 MD, or a rise of 8.6%.
Customer deposits also continued their upward trend, reaching 6,957 MD at the end of December 2025, compared to 6,695 MD at the end of December 2024, representing an increase of 262.2 MD (+3.9%).
This growth was primarily driven by the increase in demand deposits, up by 3.8% (+79.9 MD) to reach 2,169 MD, as well as the sustained rise in savings deposits of 6.6% (+152.1 MD).
Additionally, the balance of special resources declined, dropping from 181 MD as of December 31, 2024, to 126.3 MD as of December 31, 2025.
Banking operating income increased by 5.9% to reach 935.3 MD at the end of December 2025, compared to 882.9 MD a year earlier.
This growth is mainly attributable to the strong increase in revenue from the commercial and investment portfolio, which grew by 21.9%.
At the same time, banking operating expenses increased by 8.2%, rising from 373 MD at the end of December 2024 to 403.6 MD at the end of December 2025.
Net Banking Income reached 531.6 MD at the close of the fourth quarter of 2025, compared to 509.9 MD during the same period of the previous fiscal year, thus recording a growth of 4.3%, or an increase of 21.7 MD.
Finally, operating expenses increased by 6.9%, reaching 166.7 MD as of December 31, 2025, compared to 155.9 MD at the end of December 2024.
