BTE saw its banking operating income increase by 15.3% in 2021, compared to 2020, to 123.2 million dinars, due to the rise in net gains on foreign exchange transactions of 81.2%, commissions of 30.4% and income from the commercial portfolio and investment of20.1%.
The net banking income grew 28.6% at the end of December 2021 to 62.8 million dinars.
The securities portfolio recorded an increase of 12.2% resulting from higher investment securities portfolio by 11.3 million dinars.
The net outstanding amount of securities went up 28.6% to 62.8 million dinars.
The net outstanding loans grew 9%, or +71.3 million dinars in 2021. All types of credits have seen an increase.
The medium- and long-term loans to individuals saw an increase of 10.4%.
Customer deposits recorded a rise of 13.6% (+104.3 million dinars) at the end of December 2021 compared to 2020, resulting mainly from that of term deposits (+88.3 million dinars, or +31.5%).
Sight deposits dropped 13.8 million dinars (-4.5%).
Certificates of deposit rose from 9 million dinars in 2020 to 16.5 million dinars at the end of December 2021.
Deposits in the form of savings amounted to 161.3 million dinars, up 16.9% (+23.3 million dinars).
